What is MedPay and should I use it after a Georgia accident?
MedPay is no-fault medical coverage on your auto policy that pays up to your limit ($1,000–$25,000 typical) regardless of who caused the crash. Use it — it does not reduce your injury settlement in Georgia.
Georgia is not a no-fault state, but many drivers carry optional Medical Payments coverage. Unlike PIP in other states, Georgia MedPay is not subject to health insurer subrogation in most cases and is not deducted from your third-party settlement. Submit bills to MedPay first to keep providers paid and your credit clean while your liability case matures. Coordinate with your health insurance carefully.
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General legal information, not legal advice. Prior results do not guarantee similar outcomes.